Avoid Purchasing Simon Gift Cards with Barclaycard Credit Card

A couple of folks have reported that Simon Gift Card purchases made with Barclaycard credit cards have coded as cash advances. Simon Gift Cards are sold at many Simon malls.

http://frequentmiler.boardingarea.com/2016/02/16/simon-malls-cash-advance-fee/

Cash advances are surcharges and are to be strongly avoided. If you set the cash advance limit on your credit cards to a very low value, there should not be a problem with this since such a purchase would fail authorization.

However, IIRC some banks will not let you set the cash-advance limit to zero.

Credit Card Issuers